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Category Archives: Predatory Lending

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What Is a Tax Sale of a Pennsylvania House?

By Louis S. Schwartz, Attorneys at Law |

All homeowners are familiar with property taxes because they are an unavoidable aspect of home ownership. Some homeowners chose to incorporate the cost of their property taxes into their mortgage payment and have the bank make the tax payment, while others prefer to make the annual payments themselves. However the payments are made, it… Read More »

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Prepayment Penalties And Predatory Lending

By Louis S. Schwartz, Attorneys at Law |

Sometimes when a consumer takes out a loan to pay for a house, a car, or to pay for emergencies, it is with the plan to pay off the loan as fast as he possibly can. This may mean that the consumer plans to make several loan payments before they are due in what… Read More »

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Mortgage Assistance Scams

By Louis S. Schwartz, Attorneys at Law |

Sometimes as homeowners try to dig themselves out of debt and avoid foreclosure, they seek the services of mortgage assistance companies or firms which advertise that they can help the homeowner. Unfortunately, as the homeowner soon discovers, these companies are out to take advantage of the homeowner and take whatever money they can before… Read More »

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Is Credit Life Insurance Necessary For The Average Consumer?

By Louis S. Schwartz, Attorneys at Law |

Getting life insurance coverage is a good financial planning move for many people. A life insurance policy can help the insured person’s family members or friends after the insured’s death. However, there is one kind of life insurance policy that consumers should be careful about; this is the credit life insurance policy. Unlike most… Read More »

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