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Category Archives: Debt Collection Abuse

Legal13

How Scary Is It That Facebook Is Launching A Debt Collection Program?

By Consumer Law PA |

Facebook has been making people feel worse about themselves for going on twenty years now.  It started out as a forum for college students to pass judgment on each other’s physical appearance in terms that school-sponsored publications do not allow.  Facebook was the original homeland of the humblebrag, where people show off purchases that… Read More »

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How To Avoid Student Loan Forgiveness Scams In Pennsylvania

By Consumer Law PA |

Given that the cost of university education has skyrocketed since the time the current generation of college students was born, while an increasing percentage of well-paying jobs require a bachelor’s degree, plenty of debt-ridden graduates would venture to say that student loans are a racket.  Some outspoken journalists would make a similar claim about… Read More »

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Legal22

5 Ways To Make Your Parent PLUS Loan Balances Shrink Or Disappear

By Consumer Law PA |

The business of selling a “college experience followed by a lucrative job” dream to prospective students and their families is a huge industry.  Students are not the only ones whose dreams are dashed once the student loan bills begin arriving.  Parent PLUS loans are among the most insidious types of student loans.  Most applicants… Read More »

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The PSLF Program In Its Current State Is A Mess, But A Consumer Law Attorney Can Help

By Consumer Law PA |

Student loan debt has been a national crisis for years, and millions of borrowers have hinged their hopes on the Biden administration’s promises to make student loan forgiveness more accessible to former students struggling to repay the federal loans they took out to fund their education.  Promises to forgive a certain amount for all… Read More »

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Bank13

Beware Of Parent PLUS Loans

By Consumer Law PA |

Saving money to fund your children’s college education is a dream for many parents, but as the cost of university tuition has skyrocketed since today’s parents were in college, that dream has become unattainable.  You may have put checks that you received as wedding gifts or enclosed in cards attached to the crocheted blankets… Read More »

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Public Universities In Pennsylvania Will No Longer Refer Unpaid Student Fees To Collection Agencies

By Consumer Law PA |

Even if you have scholarships and grants, even if you hold paid employment every semester that you are in college, and even if your parents have lived below their means for your entire life in order to build a college fund for you, higher education has a way of hitting Generation X and everyone… Read More »

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Debt

The Personal Representative’s Guide To Debts Owed By The Estate Of A Recently Deceased Person

By Consumer Law PA |

Grieving the loss of a family member is hard enough, but settling the financial affairs of a recently deceased relative comes with its own set of hassles.  The relatives of people who were averse to decluttering often dread going through the possessions of a deceased family member and making the agonizing decision about which… Read More »

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When Are You Obligated To Pay A Family Member’s Credit Card Debt?

By Consumer Law PA |

Spending beyond one’s means is a frequent source of conflict between family members, but most of the time, the conflict is not really about the credit card bills themselves.  Most of the people who are angry or worried about a family member’s credit card debt are not themselves legally responsible for paying back the… Read More »

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DebtDefense

Are Debt Collectors’ Threats About Sending You To Jail Credible?

By Consumer Law PA |

Even though there are rules against harassment by creditors, collection agencies and debt collectors still often play on people’s fears in an effort to get them to make payments on debts, even if the borrowers’ budgets are already stretched so thin that they can only afford the barest necessities.  Sometimes they make it sound… Read More »

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Debt Collectors Are Allowed to Contact You on Social Media, but They Must Follow the Rules

By Consumer Law PA |

Even before 2020, there were plenty of ways social media could ruin your day, from the humblebrags of your acquaintances and the way everyone except you seems to look ageless and flawless in their pictures to the out-of-the-blue messages from old high school classmates that are thinly veiled multi level marketing sales pitches and… Read More »

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