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Category Archives: Consumer Law

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Proposed Legislation Aims To Ease Pennsylvanians’ Student Debt Burden

By Consumer Law PA |

Perhaps you have heard that, now that the results of the most recent census are in, Pennsylvania will be losing an electoral college vote.  The state that decided the last two presidential elections will cast only 19 electoral votes in the 2024 presidential election.  This is because Pennsylvania has not experienced the same population… Read More »

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StudentLoanDebt

Student Debt: The Dropout’s Dilemma

By Consumer Law PA |

Opinion pieces about how the cost of college isn’t worth it are older than the Internet; they might even be as old as the 20th century shift in the mission of universities from finishing schools for young gentlemen and ladies to institutions that prepare students for a wide variety of professional careers.  The trouble… Read More »

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ConsRights3

Choosing the Right Philadelphia Consumer Rights Attorney

By Consumer Law PA |

When people think about hiring an attorney, they are usually looking for a personal injury attorney after a car accident or a family law attorney after a divorce. Not many people have heard of a consumer rights attorney or understand their rights under consumer protection laws. You may suddenly learn about consumer protection remedies… Read More »

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CarDealer

What is Pennsylvania’s Automobile Lemon Law?

By Consumer Law PA |

Pennsylvania has its own Automobile Lemon Law that applies to certain types of vehicles in the state. The lemon law’s premise is to protect consumers from purchasing or leasing a defective car. This law only applies to personal, household, or family vehicles, not commercial ones, motor homes, off-road vehicles, or motorcycles. If you purchase… Read More »

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Avoiding Consumer Scams During the Pandemic

By Consumer Law PA |

Not surprisingly, scammers use the COVID-19 pandemic to find new and innovative ways to thieve money from unsuspecting consumers. It’s important to learn what some of the popular scams are and avoid being taken advantage of by these people. If you believe you’re the victim of a consumer scam, contact a Philadelphia consumer attorney… Read More »

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UsedCarLot2

Do You Know Who Actually Sold You That Defective Used Car?

By Consumer Law PA |

If you have been the victim of used car fraud, you understandably want to hold the underhanded dealer legally accountable for their actions. But this is often easier said than done. For one thing, first you need to identify the party that is legally responsible. Given that automobile dealerships are generally owned by corporations… Read More »

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ConsWorkerCell

What Happens When You Sue Someone for Consumer Fraud–And They Do Not Fight Back?

By Consumer Law PA |

Consumers are often reluctant to take legal action against a business that has ripped them off, such as a home contractor, because they fear litigation will be a long and expensive process. While this is true in some cases, there are situations where the defendant business itself is in no position to contest a… Read More »

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CreditDef

Can a Prospective Employer Use My Credit Report Against Me?

By Consumer Law PA |

Your credit report can affect more than your ability to get a loan. It can also prevent you from getting a job. Prospective employers often use credit or “consumer reports” when making hiring decisions. While this is a legal practice, employers must strictly comply with the federal Fair Credit Reporting Act (FCRA) before obtaining… Read More »

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Legal15

Pennsylvania AG Cleared to Proceed with Lawsuit Against Subprime Student Loan Servicer

By Consumer Law PA |

When a person falls behind on their student loans, they typically have two options to avoid a default. The first option is forbearance, which allows you to temporarily stop making payments. The second option is known as income-driven repayment (IDR) and involves adjusting your monthly payments. IDR is usually the more affordable option for… Read More »

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Identity

How the Fair Credit Reporting Act Can Help You In the Event of Identity Theft

By Consumer Law PA |

Identity theft can wreak havoc on your life–not to mention your credit rating. When someone uses your identity to take out a credit card or loan in your name, it can take years for you to clean up the mess. And even when lenders say they will help, they often do not follow through,… Read More »

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