Author Archives: Jay Butchko
Pennsylvania Auto Repair Shop Regulations
Although Pennsylvania law protects consumers from being defrauded by auto repair shops, thousands of people are still taken advantage of every year. In these cases, it is critical to speak with an experienced repair shop fraud attorney who can ensure that you are compensated for your losses. What Qualifies as a Repair Shop? The… Read More »
What to Do If Your Information Was Compromised in the Equifax Data Breach
In September, Equifax disclosed a data breach that compromised the personal information of over 145 million Americans. This massive breach is the third largest in history and the most serious one to date. The information that was hacked includes names, social security numbers, past and present addresses, credit card numbers, and more. Fraudsters may… Read More »
Used Car Dealership Advertising Requirements
In Pennsylvania, automobile dealers that sell used cars are required to comply with specific advertising rules put in place by the state legislature. Those who fail to follow these rules and who sell vehicles to unsuspecting customers can be held accountable in court, so if you purchased a vehicle from a dealer and it… Read More »
Equifax Data Breach: Are You at Risk?
One of the biggest news stories of 2017 was the Equifax data breach. If you have never even heard of the company known as Equifax, there is still a good chance you were impacted by this massive cybersecurity incident. Find out what the Equifax data breach could mean for you and what you can… Read More »
Prepayment Penalties And Predatory Lending
Sometimes when a consumer takes out a loan to pay for a house, a car, or to pay for emergencies, it is with the plan to pay off the loan as fast as he possibly can. This may mean that the consumer plans to make several loan payments before they are due in what… Read More »
Registering On The Do Not Call Registry
When telemarketers are calling you at all hours of the day, you likely want to stop the calls as soon as you can. Some people try to deal with the unwanted calls by registering on the National Do Not Call Registry. Registration on the National Do Not Call Registry does not mean that all… Read More »
Mortgage Assistance Scams
Sometimes as homeowners try to dig themselves out of debt and avoid foreclosure, they seek the services of mortgage assistance companies or firms which advertise that they can help the homeowner. Unfortunately, as the homeowner soon discovers, these companies are out to take advantage of the homeowner and take whatever money they can before… Read More »
Lemon Laws in Pennsylvania
Buying a car is a major investment. Excluding housing, a person’s car is usually the most expensive property he owns. Vehicles are also costly to repair and maintain. For this reason, most people do not purchase a car without careful consideration. So what happens when you spend all your savings on a “safe and… Read More »
Federal Student Loan Changes Under The PROSPER Act
A bill has recently been introduced in the U.S. House of Representatives that could affect hundreds of thousands of student loan borrowers who are hoping to use the Public Service Loan Forgiveness program to pay off their loans. Under the Promoting Real Opportunity, Success and Prosperity through Education Reform (PROSPER) Act, the loan forgiveness… Read More »
Is Credit Life Insurance Necessary For The Average Consumer?
Getting life insurance coverage is a good financial planning move for many people. A life insurance policy can help the insured person’s family members or friends after the insured’s death. However, there is one kind of life insurance policy that consumers should be careful about; this is the credit life insurance policy. Unlike most… Read More »
