Monthly Archives: March 2026
Don’t Let Money Dysmorphia Stand in the Way of Your Financial Goals
If you think you are struggling financially, you are probably right. The minuscule balance of your bank account on the last day before your next paycheck arrives tells no lies. Over the past few years, prices have crept higher, so you have to work ever harder to afford the same modest lifestyle. Conversely, if… Read More »
Pennsylvania Law Protects You From Stubborn Auto Renewing Subscriptions, Even When Federal Law Does Not
Federal laws that aim to protect workers or consumers establish a minimum standard. States may enact their own laws that expand on those protections; if they do not, then the federal law will apply in the state. For example, federal law establishes a minimum wage of $7.25 per hour. Pennsylvania does not have its… Read More »
Your Payday Ritual May Not Get You Out of Debt, but It May Give You Clarity About Your Finances
The people who tell you that the secret to happiness is making a major life change probably stand to gain financially from you making that change. Happiness does not come from nutritional supplements or from quitting your job and moving to Portugal on the advice of a travel blogger. Instead, it comes from celebrating… Read More »
Personal Loans Are Aspirational Now
If you are living paycheck to paycheck these days, you are living the dream. You are in a better financial position than the people who sink deeper into debt with each passing pay period, as they use buy now pay later (BNPL) to buy groceries at the end of the money, and the installments… Read More »
