Monthly Archives: May 2026
Beware of Checking Your Credit Score Too Many Times
Curiosity can be a wonderful thing when it leads you to spend hours exploring subjects about which you know little on Wikipedia, while others are engaging in more expensive and less wholesome hobbies. While your peers are losing money on sports betting, buying overpriced nutritional supplements based on the recommendations of social media influencers,… Read More »
Credit Insurance Is a Junk Fee Unless You Make an Informed Decision to Buy It
Junk fees are one of the many ways that businesses nickel and dime consumers into paying more than necessary for products and services. They can come in the form of hefty charges that you must pay at the beginning and end of a subscription contract, whether you stop paying for the service when the… Read More »
Dos and Don’ts When Giving Financial Advice to Young People
Listicles serve the ostensible purpose of briefly taking your mind off your problems, but as with so many other kinds of Internet content, your impulse is to click on things that remind you of your current problems, and when you do this, the algorithms reward you handsomely for it. Even though “how to” content… Read More »
Seven-Year Car Loans Are the New Normal
Ten years ago, the standard repayment term for a car loan was five years. People accepted that, if you couldn’t afford the monthly payment on a five-year car loan, you could not afford the car. Seven-year car loans were only for people determined to live beyond their means, or else for cash-strapped folks who… Read More »
