Author Archives: Jay Butchko
Pennsylvania’s Foreclosure Diversion Programs
In response to concerns over the fairness of the foreclosure process, many states, including Pennsylvania, have begun implementing foreclosure diversion programs that can help borrowers find ways to avoid foreclosure. To learn more about how these programs work and whether they could help with the impending foreclosure of your own property, please contact our… Read More »
The Pennsylvania Foreclosure Process
Lenders are required to follow a number of rules when foreclosing on a property. For instance, lenders must give property owners a certain amount of time to make any overdue mortgage payments before continuing with the foreclosure process. Similarly, lenders are required to send a few different notices before they can actually foreclose on… Read More »
Consumer Fraud Watch: Uber Users Complain About False “Mess” Reports
Have you used Uber, Lyft, or any other ridesharing service in Philadelphia? If so, then you have almost certainly agreed to their ‘Terms of Service’—those being the pages of thick legal language that most people click through without reading. Both Uber and Lyft require passengers to consent to being charged for messes that they… Read More »
Pennsylvania Foreclosure Laws
Pennsylvania homeowners who are facing foreclosure should know that they are not without legal protection, as state law requires lenders to follow a strict process when foreclosing on a property. To learn more about these protections and how they could apply in your own case, please contact an experienced Philadelphia foreclosure defense lawyer who… Read More »
The Pennsylvania Home Improvement Consumer Protection Act
There are a number of federal laws in place that aim to protect homeowners from unscrupulous contractors. Many homeowners don’t know, however, that contractors are also prohibited from using deceptive or unfair practices in their dealings with homeowners by state law. To learn more about the legal remedies available to you under the Pennsylvania… Read More »
Foreclosure Defense
Over the last decade, millions of people in the U.S. have lost their homes due to foreclosure, which is a process in which a homeowner is required to return his or her residence to a lender after defaulting on a loan. Fortunately, it is possible for homeowners to defend themselves against foreclosure by proving… Read More »
Legal Remedies for Bad Faith Insurance Practices in Pennsylvania
While many of us are insured by companies that use great care in reviewing claims, responding to policyholder concerns, and providing proper coverage after an accident, theft, or a natural disaster, an alarming number of insurers are not so conscientious. Fortunately, consumers in Pennsylvania are protected from the bad faith insurance practices of unscrupulous… Read More »
What is Repair Shop Fraud?
We’ve all had to take our vehicles to a mechanic at one point or another, whether for a safety inspection, repair estimate, or a repair itself. In taking vehicles to repair shops, we place an enormous amount of trust in the mechanics employed there. Many mechanics fully repay this trust by making careful repairs,… Read More »
Why Was My Property Loss Claim Denied?
No matter how many precautions we take, our homes are always vulnerable to damage from natural disasters, such as wildfires, storms, and flooding, as well as damage resulting from criminal activity like burglary and vandalism. While homeowners insurance covers many of the costs associated with making repairs after these types of events, a surprisingly… Read More »
How Pennsylvania Law Protects Consumers from Unscrupulous Car Dealers
Although many used car dealers are careful to conduct thorough inspections of their vehicles, offer vehicles at fair prices, and only use proper advertising practices, it is also not uncommon for a used car dealer to engage in deceptive practices or fraudulent activity, which can have serious consequences for those who end up buying… Read More »
