Monthly Archives: November 2019
Used Car Dealers Who Sell Recalled Vehicles
Dealerships that sell new vehicles are prohibited from selling cars that are subject to an open recall. While no similar federal law exists that protects used car buyers in this way, Pennsylvania recently enacted a law that does require used car dealerships to formally disclose when a vehicle has been recalled. Unfortunately, dealerships find… Read More »
How Much Time Does My Pennsylvania Insurer Have to Review My Claim?
In Pennsylvania, insurers are required to comply with strict regulations and standards. These rules apply to a number of insurance-related matters, including how long an insurer has to investigate, review, and issue decisions on open claims. While most insurers are careful to abide by these rules, it is also not uncommon for insurers to… Read More »
Pennsylvania’s Fair Debt Collection Laws
In Pennsylvania, creditors and debt collectors are forbidden to engage in deceptive and unfair debt collection practices by the Fair Credit Extension Uniformity Act. While many creditors and debt collectors are careful to abide by these rules and respect consumers’ rights to be free of harassment, an alarming number fail to do so. Unfortunately,… Read More »
What is Predatory Lending?
Buying or refinancing a home is one of the most important financial decisions that a person can make. Unfortunately, many unscrupulous lenders take advantage of individuals who find themselves in this situation and who are unfamiliar with the complex process of buying or refinancing a home. Many of the practices used by these predatory… Read More »