Can You Pickle Your Way Out of Debt?
Whoever said that you catch more flies with honey than you do with vinegar has never opened a jar of pickles at a picnic. The only reason the flies do not swarm around the pickles is because the human guests at the picnic eat all of the pickles before the flies have the chance to arrive. From a financial standpoint, the best thing about pickles is that they take up a lot of time when you need something to do to pass the time, but then they stay good for months, causing your grocery budget to stretch farther for paychecks to come. They are even conducive to budget friendly social activities. Perhaps the advice that personal finance experts should be giving is not, “Make a budget,” but, “When life gives you vinegar, make pickles.” If this sounds like an excessively simplistic solution, it is. If your finances are in a pickle, then fermented vegetables are not going to pay off the debts by themselves. For major debt problems, you need a Philadelphia debt relief lawyer, but homemade pickles can make your journey to debt freedom a little less sour.
A Dirt-Cheap Hobby Can Help You Take Your Mind Off of Your Depressing Budget
All paths toward getting out of debt and staying debt free involve reducing your expenses, even if they also involve more major changes, such as filing for bankruptcy protection, settling with creditors, or taking out a debt consolidation loan. Trying to resist spending money is as hard as trying to resist eating junk food; you never even knew you liked candy corn, but once you tell yourself that you want to lose weight so you can fit into the Halloween costume of your choice, every bag of candy corn in the supermarket and every free sample at the teller’s booth at the bank calls your name. Likewise, when you are trying to stick to a budget, all you want to do is scroll through coupon offers online and daydream about buying things you don’t need and paying for them with buy now pay later (BNPL).
Stepping away from anything with an endless scroll feature is as good for your finances as it is for your physical and mental health. Sure, watch a few videos on how to pickle vegetables, and then get down to the business of trial and error. Buying fresh vegetables in bulk isn’t a waste if you pickle them. No need to buy Mason jars; you can just reuse the jar that store bought pickles came in. Likewise, there is no need to limit yourself to cucumbers; it is possible to pickle all kinds of vegetables. You might even get so good at it that you can give homemade pickles as holiday gifts. By the time your pickles are ready to eat, it will be payday again, and your budget deficit will be a little bit smaller.
Contact Louis S. Schwartz About Living Within Your Means
A Philadelphia consumer law attorney can help you find a new normal financial situation. Contact Louis S. Schwartz at CONSUMERLAWPA.com to set up a free, confidential consultation.