Author Archives: Jay Butchko
How Do I Handle A Charged Off Debt?
Sometimes when a person owes a debt, the company or business the debt is owed to may decide to “charge off” the debt. The person who owes the debt, the debtor, may not understand what it means for a debt to be charged off, and whether the company can continue to try and collect… Read More »
Legal Protections For Used Car Buyers In Pennsylvania
Many people who buy cars from dealers in Pennsylvania may not be aware of the rights they have under the law to protect them as consumers. This may leave some buyers with the impression that once they buy a used car, they do not have any avenue to hold the dealer accountable if the… Read More »
Issues To Consider When Thinking About A Loan Modification To Avoid Foreclosure
When you are drowning in an underwater mortgage and about to lose your home in a foreclosure, a loan modification can seem like the way out. While this may work for some, mortgage lenders sometimes give homeowners inaccurate information or make serious errors through the modification process, which can lead to the homeowners losing… Read More »
Debt Collection And The Statute Of Limitations In Pennsylvania
Getting calls from debt collectors can become an overwhelming ordeal, especially when the calls come daily and are harassing. The callers make many different claims about the status of a person’s debt, and the actions the debt collection agency can take to collect the debt. While some of these collection actions may be possible,… Read More »

