Monthly Archives: July 2023
What Counts as Debt Collector Harassment?
The worst part of your day is seeing email from debt collectors in your inbox or getting calls from numbers you don’t know, since you assume that it will be a creditor calling about a new debt or a new collection agency calling about an old debt. You avoid checking your physical mailbox for… Read More »
CFPB Asks Court to Order Debt Collection Company to Pay Penalties for Illegal Debt Collection Practices
The Consumer Financial Protection Bureau (CFPB) has the authority to seek court orders against companies that engage in unfair and illegal debt collection practices. The CFPB typically pursues legal action against debt collectors only after receiving numerous complaints from consumers who allege that the company attempted to collect debts they did not owe or… Read More »
Refinancing Auto Loans Is About More Than Getting A Lower Interest Rate
The conventional wisdom about refinancing loans is that it either leads to the rich getting richer or to the poor getting into an even more desperate financial situation. If your financial situation has improved since you took out the loan, then your new, shiny credit score qualifies you for a loan with a lower… Read More »
