Monthly Archives: January 2022
What Not To Say To Debt Collectors
In a perfect world, you would not have to deal with debt collectors at all. If you have debts you cannot afford to pay, as more than half of all Americans do, then eventually the debt collectors start calling you. Your instinct might be to curse them out and hang up the phone or… Read More »
The No Surprises Act Is Good News For Uninsured Patients, Too
Now that 2021 is well into its fourth quarter, the speculations are beginning about what 2022 will hold. New, scarier variants of the SARS-COV-2 virus? Midterm elections that are every bit as ugly as the last few election cycles have been? Rising prices of food and other consumer goods? One thing that has to… Read More »
Is A Credit Limit Increase On A Credit Card Good Or Bad For Your Finances?
Most people aspire to pay down their debts and encounter considerable challenges in doing so, but not everyone has the same motivation for paying more than the minimum payments on their credit card bills. A small but vocal minority wants to pay down their debts, including credit card bills and home mortgage, and never… Read More »
Yes, Debt Collector Harassment Can Cause PTSD
When most of us were children, kids who were the targets of bullying by classmates could expect their parents to tell them to toughen up and their teachers to tell them to stop being a tattletale. Today, parents and teachers recognize peer bullying for what it is, namely harassment and emotional or physical abuse. … Read More »