Category Archives: Debt Relief
At What Price a Perfect Credit Score?
If you doubt that the perfect is the enemy of the good, just try spending time with perfectionists. They are drop dead gorgeous, but they constantly fret about their looks. They can’t enjoy their food, because they are always thinking about how it could be tastier, more nutritious, or more aesthetically pleasing. People who… Read More »
Debt Collection Lawsuits Against Retirees
Parents constantly worry about the various kinds of miscreants who might lure children into harm’s way, from old-fashioned strangers with candy at the playground to Roblox buddies who are decades older than they say they are as they hide behind their friendly avatars. In time, those children will worry about the assortment of villains… Read More »
What Happens When Affordable Healthcare Becomes Unaffordable?
Medical expenses are among the biggest contributors to Americans’ household debt and financial distress. With most other kinds of debt, you cannot go into debt unless and until you borrow money, and with many of them, the lenders do their due diligence to ensure that you will be able to repay the money before… Read More »
Staying Out of Debt on a Fixed Income
When people tell you that your expenses will get less expensive when you retire, they are probably grasping at straws to give you hope or consolation. Unless you drive from Philadelphia to New York City for work every day, then no longer having to buy gasoline for your work commute will not bring enough… Read More »
Department of Labor Exempts Domestic Workers From Minimum Wage
Economists might be optimistic, but most American households are struggling these days. If your household income is $100,000, you can barely afford necessities, even if you are outside of major metropolitan areas like Philadelphia. The price of everything from rent to groceries has increased, but wages and salaries have not. We work as hard… Read More »
Reverse Mortgage Caveats
Anyone who tells you that your finances are simpler after you retire is only telling you part of the story. It is true that you no longer have to spend money on commuting to work or dry cleaning your work clothes, and if you were lucky enough to qualify for a mortgage in your… Read More »
Cute Debt Is Not as Cute as You Think It Is
Did you ever notice how many movies are based on the premise of something cute turning hideous and scary once you spend enough time with it? Those little creatures in Gremlins are adorable until you feed them after midnight. Chucky in the Child’s Play movies is a literal doll. The man-eating plant in Little… Read More »
Can Artificial Intelligence Help You Get Out of Debt?
The lucky few human journalists who are still employed are abuzz with ideas for articles about all the ways that generative artificial intelligence can wreck your finances. It can help you cheat your way through college, so that when you graduate and interview for jobs, you have no idea what you’re talking about, and… Read More »
Paying Your Bills on Time and Still Getting Nowhere
A major part of the reason that your financial situation is not worse than it is gratitude. You are grateful to be employed and to have gigs available, so you work tirelessly at them. You are grateful to be married and to live within walking distance from the supermarket, so you and your spouse… Read More »
The Positive Vibes Only Credit Report?
Journalists, many of them getting paid on a freelance basis, have spilled vast amounts of ink about how much money it costs to be poor. The fact that your credit report only seems to taunt you about your unfortunate financial circumstances, while the rich effortlessly pay down the debts that creditors were happy to… Read More »
