Monthly Archives: September 2025
Paying Your Bills on Time and Still Getting Nowhere
A major part of the reason that your financial situation is not worse than it is gratitude. You are grateful to be employed and to have gigs available, so you work tirelessly at them. You are grateful to be married and to live within walking distance from the supermarket, so you and your spouse… Read More »
The Positive Vibes Only Credit Report?
Journalists, many of them getting paid on a freelance basis, have spilled vast amounts of ink about how much money it costs to be poor. The fact that your credit report only seems to taunt you about your unfortunate financial circumstances, while the rich effortlessly pay down the debts that creditors were happy to… Read More »
Is Improving Your Credit Score As Simple As Asking for a Credit Limit Increase?
Improving your credit score is not as simple as paying your bills on time. People who have consistently been employed since they reached adulthood and have never borrowed money typically do not have enough of a credit history to get an unsecured loan or unsecured credit card; if they can get one at all,… Read More »
Avalanche, Snowball, Desperate Measures, or Intervention?
It is difficult to pay off your debt when the bills keep coming at you faster than you can make payments on them, especially when you live paycheck to paycheck. It is even worse when you rely on the gig economy as your main source of income, and you never know how much you… Read More »
