Monthly Archives: August 2025

Debt Relief for Aspiring Retirees
Once you reach a certain age, people try to cheer you up about aging. You are only as old as you feel. 50 is the new 40. Life gets better as you get older. The truth is, though, that getting old these days is a different experience from what our parents lived through. The… Read More »

Autopay Can Make Your Debt Problems Worse
Even before productivity advice became ubiquitous on the Internet, you could buy books at FedEx Office, which was then known as Kinko’s, about how to be more productive. The authors, who presumably wrote the books quickly, productive as they are, would advise you to automate the tasks that you could automate. These days, it… Read More »

Does Debt Relief Work?
Your debts keep getting bigger, even as your income stagnates. You are in a bad enough financial situation that the old adage about earning more and spending less is no longer helpful. You already spend all your free time working, and all your money goes to housing, utilities, groceries, gas, childcare, and debt payments…. Read More »

Is Depending on Your Parents Financially More Expensive Than Borrowing?
The cheap shots about how young adults are in debt because they blow their entire paycheck on avocado toast and almond milk lattes are so out of date that one rarely hears them anymore. First, the working adults who joyfully blew their first paycheck on an extravagant brunch with their friends are no longer… Read More »