Monthly Archives: July 2025

More Than Half of Americans Cannot Afford Necessities
On paper, it looks like the economy is doing great, but your lived experience tells you otherwise. You are not the only person who is struggling financially, even though the social media influencers and multilevel marketers who stand to make money off of your loneliness and insecurity would like you to think that you… Read More »

Student Loan Collections Represent a New Nightmare for Social Security Beneficiaries
Americans of all ages are staring down a long future of financial insecurity, and we did not get here overnight. Student loan payments may not be the biggest financial burden in terms of dollars and cents, but they are a pain point because of the unrealized dream that borrowing money for college would lead… Read More »

Beware of Dealership Cloning
On Memorial Day weekend, car dealerships turn up the charm and roll back prices as much as their budgets will allow. These days, cars are so expensive that, even if you trade in your old car and use the proceeds for a down payment on the new one, you will probably have to finance… Read More »