Philadelphia Debt Collector Harassment Lawyer
Are You Getting Harassing Phone Calls from a Debt Collector? Make It Stop and Collect the Damages You are Owed
At Louis S. Schwartz, Attorneys at Law, our Philadelphia debt collector harassment lawyers have the skills and experience to protect your rights. If you are receiving harassing or abusive calls from creditors/debt collectors, you may have a claim under the TCPA. We can make the debt collector harassment stop. To set up a free, strictly confidential initial consultation with an aggressive Pennsylvania debt collector abuse attorney, please call our Philadelphia law office at 215-790-1800 or send us a message online
Telephone Consumer Protection Act (TCPA) Prohibits Harassing Calls for By Debt Collectors
In 1991, the United States Congress passed the Telephone Consumer Protection Act (TCPA) into law in order to crack down on telemarketing, spam phone calls, robocalls, and other related abusive debt collection practices. The TCPA provides important legal protections to consumers. Under the statute, debt collectors must follow strict rules and regulations when calling consumers. Here are three key things to know about your rights under the TCPA:
- Debt collectors can only call consumers between the hours of 8:00 AM and 9:00 PM;
- Debt collectors cannot use artificial or prerecorded voice messages, but for in emergency situations or with the permission of the recipient; and
- Debt collectors must maintain a ‘Do Not Call’ list and allow people to be placed on that list upon request.
Notably, the TCPA provides individual consumers with a ‘private right of action’—meaning you can file a lawsuit directly against any creditor, debt collector, or other company that violates your rights under the law. You can seek damages for up to $500 for each TCPA violation. The amount of damages increases to $1,500 per violation if you can prove that the company “knowingly and willfully” breach the law.
You Can Trust Consumer Rights Attorney Louis S. Schwartz
Louis S. Schwartz is a consumer protection lawyer with more than two decades of experience handling debt collector harassment claims. We are ready to take immediate action to stop the phone calls and help you hold bad-acting creditors/debt collectors accountable. When you reach out to our Philadelphia office, you will have a chance to speak to a Pennsylvania debt collector harassment lawyer who will:
- Confidentially review your case during a free consultation;
- Explain your rights and options under the TCPA and other consumer protection laws; and
- Take action to stop debt collector harassment and seek all available financial relief.
Call Our Philadelphia, PA Debt Collector Harassment Lawyers Today
At Louis S. Schwartz, Attorneys at Law, we fight aggressively to protect the rights of consumers. If you are getting harassing phone calls from creditors or debt collectors, our attorneys will make them stop and help you recover all available compensation. Call us at 215-790-1800 or contact us online for a free, confidential review of your case. With a law office in Philadelphia, we represent people throughout Southeastern Pennsylvania, including in Philadelphia County, Montgomery County, Chester County, and Delaware County.