# Louis S. Schwartz, Attorneys at Law > https://www.consumerlawpa.com > Last Updated: 2026-06-22 If you find yourself the victim of unfair business practices, credit reporting fraud, debt collection harassment, disingenuous insurance practices, or any other consumer issue, Louis Schwartz and his team can intercede for you. Our Philadelphia consumer lawyers will help you throughout your case—fighting alongside you passionately to ensure you are treated with appropriate professionalism in all consumer interactions. You deserve to be heard and we can help give you a voice. Since our firm’s establishment in 1996, we have successfully helped dozens of Philadelphia metropolitan area residents, as well as individuals who reside in Montgomery and Delaware Counties. To speak with one of our experienced legal representatives, call our law offices today at 215-790-1800. ## Contact - Phone: +1-215-790-1800 - Address: 1500 John F Kennedy Blvd, Suite 1825, Philadelphia, PA 19102 ## Locations - Philadelphia, PA - +1-215-790-1800 Areas served: Philadelphia ## Practice Areas - Bankruptcy As Last Resort - Credit Card Debt - Debt Collection Abuse - Debt Relief - Deed in Lieu of Foreclosure - Deficiency Judgment - Ejectments - Equifax Class Action - Foreclosure Defense - Home Contractor Fraud - Homeowners' Rights Against Foreclosure - How Foreclosure Affects Your Credit - Insurance Claim Denial - Life Insurance Denial - Loan Modifications - Mortgage Debt - Mortgage Foreclosure - Predatory Lending - Property Loss Claim Denial - Repair Shop Fraud - Sheriff's Sales - Subprime Lending - Specialized Loan Servicing (SLS) Class Action - Student Loan Debt - Used Car Fraud ## Attorneys - Our Firm: https://www.consumerlawpa.com/about-us/ Louis S. Schwartz and his team are experienced Consumer rights attorneys located in center city Philadelphia, Pennsylvania that concentrates in consumer litigation. ## Key Pages - Homepage: https://www.consumerlawpa.com/ - Attorneys: https://www.consumerlawpa.com/about-us/ - Blog: https://www.consumerlawpa.com/blog/ - Contact: https://www.consumerlawpa.com/contact-us/ ## Social Profiles - https://www.facebook.com/Consumer-Law-PAcom-1842005182736944/ - https://twitter.com/ConsumerLawPA - https://www.linkedin.com/company/louis-s.-schwartz-attorneys-at-law/ ## Reviews - Rating: 5/5 based on 164 reviews ## Practice Area Details ### Philadelphia Home Contractor Fraud Lawyer https://www.consumerlawpa.com/philadelphia-consumer-lawyer/home-contractor-fraud/ Speak with a qualified Philadelphia home contractor fraud lawyer who can review your situation and provide you with legal options. ### Philadelphia Predatory Lending Lawyer https://www.consumerlawpa.com/philadelphia-consumer-lawyer/predatory-lending/ At ConsumerLawPA, we help people throughout Philadelphia who have been harmed by predatory lending practices. Louis S. Schwartz has decades of experience. ### Philadelphia Repair Shop Fraud Lawyer https://www.consumerlawpa.com/philadelphia-consumer-lawyer/repair-shop-fraud/ You should learn more about your options by reaching out to a Philadelphia repair shop fraud lawyer as soon as possible. ### Philadelphia Debt Collection Abuse Lawyer https://www.consumerlawpa.com/philadelphia-consumer-lawyer/debt-collection-abuse/ Contact our Philadelphia debt collection abuse lawyer whether you owe the original creditor or the collector money or you've never heard of them before. ### Philadelphia Foreclosure Defense Lawyer https://www.consumerlawpa.com/philadelphia-consumer-lawyer/foreclosure-defense/ With early legal intervention from a Philadelphia foreclosure lawyer, many options can help you keep your home or exit the situation on your terms. ### Philadelphia Insurance Claim Denial Lawyer https://www.consumerlawpa.com/philadelphia-consumer-lawyer/insurance-claim-denials/ A Philadelphia insurance claim denial lawyer at our firm can discuss your options with you for seeking compensation. ### Philadelphia Life Insurance Denial Lawyer https://www.consumerlawpa.com/philadelphia-consumer-lawyer/life-insurance-benefits/ A Philadelphia life insurance denial lawyer can get started on your case today, contact us now. ### Philadelphia Credit Card Debt Lawyer https://www.consumerlawpa.com/philadelphia-credit-card-debt-lawyer/ A Philadelphia credit card debt lawyer can offer an invaluable service by analyzing the client's financial situation and their debt obligations. ### Philadelphia Property Loss Claim Denial Lawyer https://www.consumerlawpa.com/philadelphia-consumer-lawyer/property-loss-claim-denials/ A Philadelphia property loss claim denial lawyer can discuss your options with you today, which may include filing a claim for financial compensation. ### Philadelphia Mortgage Foreclosure Lawyer https://www.consumerlawpa.com/philadelphia-consumer-lawyer/mortgage-foreclosure/ Our Philadelphia mortgage foreclosure lawyers will form a plan of action, give you peace in a tight situation, and help guide you in the proper legal direction. ### Philadelphia Debt Relief Lawyer https://www.consumerlawpa.com/philadelphia-debt-relief-lawyer/ The benefits of hiring a Philadelphia debt relief lawyer are substantial. We remove the emotional burden and stress of dealing with creditors, contact us today. ### Philadelphia Used Car Fraud Lawyer https://www.consumerlawpa.com/philadelphia-consumer-lawyer/used-car-fraud/ You should discuss your options with a Philadelphia used car fraud lawyer as soon as possible. ### Philadelphia Deed in Lieu of Foreclosure Lawyer https://www.consumerlawpa.com/philadelphia-deed-in-lieu-of-foreclosure-lawyer/ At ConsumerLawPA, we help clients understand the pros and cons of this process and assist in negotiating legally sound agreements that protect their rights. ### Philadelphia Ejectments Lawyer https://www.consumerlawpa.com/philadelphia-ejectments-lawyer/ If you are facing an ejectment lawsuit in Philadelphia, don’t wait to take action. Time is critical, and early intervention can make all the difference. ### Homeowners’ Rights Against Foreclosure in Philadelphia https://www.consumerlawpa.com/homeowners-rights-against-foreclosure-in-philadelphia/ At Louis S. Schwartz, Attorneys at Law (ConsumerLawPA), we help homeowners understand and assert their rights during every stage of foreclosure. ### How Foreclosure Affects Your Credit in Philadelphia https://www.consumerlawpa.com/how-foreclosure-affects-your-credit-in-philadelphia/ At Louis S. Schwartz, Attorneys at Law (ConsumerLawPA), we help clients understand what to expect and how to move forward after facing foreclosure. ### Specialized Loan Servicing (SLS) Class Action Lawsuit https://www.consumerlawpa.com/specialized-loan-servicing-sls-class-action-lawsuit/ At Louis S. Schwartz, Attorneys at Law (ConsumerLawPA), we represent homeowners who have been misled, overcharged, or mistreated by mortgage servicers like SLS. ### Philadelphia Sheriff’s Sales Lawyer https://www.consumerlawpa.com/philadelphia-sheriffs-sales-lawyer/ At ConsumerLawPA, we help Philadelphia homeowners fight foreclosure, delay or stop sheriff’s sales, and explore all available options to stay in their homes. ### Philadelphia Deficiency Judgment Lawyer https://www.consumerlawpa.com/philadelphia-deficiency-judgment-lawyer/ Louis S. Schwartz, Attorneys at Law, has extensive experience handling deficiency judgment cases and advocating for consumers facing unfair demands. ### Philadelphia Subprime Lending Lawyer https://www.consumerlawpa.com/philadelphia-subprime-lending-lawyer/ At Louis S. Schwartz, Attorneys at Law, we help clients understand whether they were placed in a subprime loan unfairly and what options they have for relief. ### Philadelphia Mortgage Debt Lawyer https://www.consumerlawpa.com/philadelphia-mortgage-debt-lawyer/ From advising on loan modifications to defending against foreclosures, ConsumerLawPA can help homeowners maintain control of their financial futures. ### Philadelphia Student Loan Debt Lawyer https://www.consumerlawpa.com/philadelphia-student-loan-debt-lawyer/ A Philadelphia student loan lawyer can be the advocate and advisor students need in their corner, contact ConsumerLawPA today. ### Equifax Class Action Lawyer https://www.consumerlawpa.com/equifax-intake-form/ Contact experienced Equifax class action lawyers using our Equifax Hotline at 877-753-2064 for a free consultation/immediate assistance. ## Recent Articles ### Should You Let ChatGPT Access Your Bank Account? https://www.consumerlawpa.com/should-you-let-chatgpt-access-your-bank-account/ (2026-06-18) A Philadelphia consumer law attorney can help you if you are struggling to repay your debts but do not think that you can afford financial advice.  Contact at CONSUMERLAWPA.com to set up a free, confidential consultation. ### Coping With the Financial Fallout From the 2026 Middle East Conflict https://www.consumerlawpa.com/coping-with-the-financial-fallout-from-the-2026-middle-east-conflict/ (2026-06-02) Contact Louis S. Schwartz at CONSUMERLAWPA.com to set up a free, confidential consultation. ### Beware of Checking Your Credit Score Too Many Times https://www.consumerlawpa.com/beware-of-checking-your-credit-score-too-many-times/ (2026-05-26) Contact Louis S. Schwartz at CONSUMERLAWPA.com to set up a free, confidential consultation. ### Credit Insurance Is a Junk Fee Unless You Make an Informed Decision to Buy It https://www.consumerlawpa.com/credit-insurance-is-a-junk-fee-unless-you-make-an-informed-decision-to-buy-it/ (2026-05-19) A Philadelphia consumer law attorney can help you navigate credit insurance and other little-known aspects of borrowing and loan repayment.  Contact Louis S. Schwartz at CONSUMERLAWPA.com. ### Dos and Don’ts When Giving Financial Advice to Young People https://www.consumerlawpa.com/dos-and-donts-when-giving-financial-advice-to-young-people/ (2026-05-12) Contact Louis S. Schwartz at CONSUMERLAWPA.com to set up a free, confidential consultation. ### Seven-Year Car Loans Are the New Normal https://www.consumerlawpa.com/seven-year-car-loans-are-the-new-normal/ (2026-05-08) Contact Louis S. Schwartz at CONSUMERLAWPA.com to set up a free, confidential consultation. ### Is Disillusionomics Helping You Find Financial Freedom or Keeping You in Debt? https://www.consumerlawpa.com/is-disillusionomics-helping-you-find-financial-freedom-or-keeping-you-in-debt/ (2026-04-21) A Philadelphia consumer law attorney can help you if you want help seeing beyond your dismal financial circumstances.  Contact CONSUMERLAWPA.com to set up a free, confidential consultation. ### Can You Trade In Your Car If You Have Negative Equity? https://www.consumerlawpa.com/can-you-trade-in-your-car-if-you-have-negative-equity/ (2026-04-14) Contact CONSUMERLAWPA.com to set up a free, confidential consultation. ### Don’t Let Money Dysmorphia Stand in the Way of Your Financial Goals https://www.consumerlawpa.com/dont-let-money-dysmorphia-stand-in-the-way-of-your-financial-goals/ (2026-03-31) A Philadelphia consumer law attorney can help you if you are bummed out because of money dysmorphia.  Contact CONSUMERLAWPA.com to set up a free, confidential consultation. ### Pennsylvania Law Protects You From Stubborn Auto Renewing Subscriptions, Even When Federal Law Does Not https://www.consumerlawpa.com/pennsylvania-law-protects-you-from-stubborn-auto-renewing-subscriptions-even-when-federal-law-does-not/ (2026-03-24) Contact CONSUMERLAWPA.com to set up a free, confidential consultation. ## Frequently Asked Questions Q: Why Do Life Insurance Claims Get Denied in Philadelphia? A: Insured made a material misrepresentation on the life insurance application: insurance companies sometimes argue that there was a “material misrepresentation” on the insurance application, and thus the coverage is no good. What is a material misrepresentation? Typically, it has to be something pretty major, such as the insured lying about her health history or her age. Keep in mind, however, that most insurance companies cannot simply cancel a policy because of certain material misreprese... Q: Why Do Philadelphia Homeowners’ Insurance Companies Deny Property Loss Claims? A: Failure to file on time: many insurance policies require that an insured file a claim within a specific period of time for property damage or property loss. Failure to pay premiums: if a homeowner does not make regular payments, insurance can be canceled. As such, it is important to keep records of all of your payments to show that you paid on time. Making false statements: in some property loss cases, insurance companies may argue that property owners are trying to claim certain damage in co... Q: How Does Pennsylvania Define Used Car Fraud? A: Which has been sold, bargained, exchanged, or given away; Which has had title transferred from the person who first acquired it from the manufacturer or dealer; or Which has an odometer reading of 500 miles or more, not including mileage incurred in delivery from the manufacturer or in transporting the vehicle between dealers for sale. Use of different size, style, location, sound, lighting or color, so as to obscure or make misleading a material fact in an advertisement or sales presentation... --- Detailed version — see https://www.consumerlawpa.com/llms.txt for summary Generated by MileMark Schema Pro