Category Archives: Consumer Law
Why Do Creditors Sell Your Debt?
When you get a call from a collection agency, it is natural to react by saying something like, “Who do you think you are? I don’t owe you money!” The more you think about it, the more infuriating it is. There are businesses the entire purpose of which is to harass people about debts… Read More »
Should You Negotiate With The Original Creditor After A Collection Agency Contacts You?
Collection agencies ask you all kinds of intrusive questions about your finances, but they are usually not especially forthcoming about how your debt became their business in the first place. There are several ways that a collection agency can get the right to seek payment of a debt from you. The trouble is that… Read More »
The PSLF Program In Its Current State Is A Mess, But A Consumer Law Attorney Can Help
Student loan debt has been a national crisis for years, and millions of borrowers have hinged their hopes on the Biden administration’s promises to make student loan forgiveness more accessible to former students struggling to repay the federal loans they took out to fund their education. Promises to forgive a certain amount for all… Read More »
Proposed Legislation Aims To Ease Pennsylvanians’ Student Debt Burden
Perhaps you have heard that, now that the results of the most recent census are in, Pennsylvania will be losing an electoral college vote. The state that decided the last two presidential elections will cast only 19 electoral votes in the 2024 presidential election. This is because Pennsylvania has not experienced the same population… Read More »
Student Debt: The Dropout’s Dilemma
Opinion pieces about how the cost of college isn’t worth it are older than the Internet; they might even be as old as the 20th century shift in the mission of universities from finishing schools for young gentlemen and ladies to institutions that prepare students for a wide variety of professional careers. The trouble… Read More »
Choosing the Right Philadelphia Consumer Rights Attorney
When people think about hiring an attorney, they are usually looking for a personal injury attorney after a car accident or a family law attorney after a divorce. Not many people have heard of a consumer rights attorney or understand their rights under consumer protection laws. You may suddenly learn about consumer protection remedies… Read More »
What is Pennsylvania’s Automobile Lemon Law?
Pennsylvania has its own Automobile Lemon Law that applies to certain types of vehicles in the state. The lemon law’s premise is to protect consumers from purchasing or leasing a defective car. This law only applies to personal, household, or family vehicles, not commercial ones, motor homes, off-road vehicles, or motorcycles. If you purchase… Read More »
Avoiding Consumer Scams During the Pandemic
Not surprisingly, scammers use the COVID-19 pandemic to find new and innovative ways to thieve money from unsuspecting consumers. It’s important to learn what some of the popular scams are and avoid being taken advantage of by these people. If you believe you’re the victim of a consumer scam, contact a Philadelphia consumer attorney… Read More »
Do You Know Who Actually Sold You That Defective Used Car?
If you have been the victim of used car fraud, you understandably want to hold the underhanded dealer legally accountable for their actions. But this is often easier said than done. For one thing, first you need to identify the party that is legally responsible. Given that automobile dealerships are generally owned by corporations… Read More »
What Happens When You Sue Someone for Consumer Fraud–And They Do Not Fight Back?
Consumers are often reluctant to take legal action against a business that has ripped them off, such as a home contractor, because they fear litigation will be a long and expensive process. While this is true in some cases, there are situations where the defendant business itself is in no position to contest a… Read More »
